About Kenya Skys Credit

Changing lives, one financial solution at a time

From a founding vision in 2013 to a fully incorporated microfinance institution in 2015 — here's our story, our people, and what we stand for.

Our Story

From a founding vision to nationwide microfinance

Kenya Skys Credit Limited is a non-deposit-taking microfinance institution based in Nairobi, Kenya. The company is committed to promoting financial literacy, entrepreneurship, and economic empowerment among youth and women through business training, financial education, and responsible access to credit.

The organization was founded in 2013 with a vision of equipping young people and women with the knowledge and practical skills required to establish, manage, and grow sustainable businesses. In 2014, the company obtained a Letter of No Objection from the Central Bank of Kenya (CBK), paving the way for its formal establishment. Kenya Skys Credit Limited was officially incorporated in April 2015 by the Registrar of Companies at Sheria House.

A mother and daughter at their market stall, representative of the traders Kenya Skys Credit supports
2013

Founded with a visionKenya Skys Credit was founded with a vision of equipping young people and women with the knowledge and practical skills required to establish, manage, and grow sustainable businesses.

2014

Central Bank Letter of No ObjectionThe company obtained a Letter of No Objection from the Central Bank of Kenya (CBK), paving the way for its formal establishment.

2015

Officially incorporatedKenya Skys Credit Limited was officially incorporated in April 2015 by the Registrar of Companies at Sheria House.

Today

Serving Kenyans nationwideWe continue serving our customers with integrity, supporting traders, farmers, landlords and families across the country.

Our Belief

Knowledge before Money

We believe many businesses fail not because entrepreneurs lack capital, but because they lack financial knowledge, planning skills, budgeting discipline and proper record keeping.

Every loan should be accompanied by education.

Every entrepreneur deserves mentorship.

Every business deserves an opportunity to grow.

Our Core Focus

Financial knowledge is the foundation of business success

At Kenya Skys Credit Limited, we believe that financial knowledge is the foundation of business success. Our primary objective is to equip entrepreneurs with practical skills in:

Business management

Bookkeeping and financial record keeping

Budgeting and financial planning

Savings and investment culture

Entrepreneurship and enterprise development

We recognize that access to finance alone is not enough. Sustainable business growth requires sound financial management, informed decision-making, and continuous learning.

Kenya Skys Credit advisor guiding a client through business planning
Our Approach

Training before and after every loan

Before and after accessing our financial products, clients undergo structured training programmes designed to strengthen their business and financial management skills. We also provide periodic refresher training every four to six months to ensure our clients remain equipped with current business practices and maintain accurate financial records.

Manage their businesses more effectively.

Improve financial discipline and accountability.

Build confidence in handling credit responsibly.

Enhance business growth and profitability.

Reduce the stress commonly associated with borrowing by ensuring loans are used productively.

Supporting Women and Youth

Confidence, mentorship, and practical tools

Kenya Skys Credit Limited is dedicated to empowering women and young entrepreneurs by providing them with the knowledge, confidence, and practical tools needed to manage their enterprises professionally. Through continuous mentorship and training, we help our clients develop sound business practices that contribute to long-term success.

Many small businesses fail not because of a lack of opportunity, but because of inadequate business knowledge, poor financial planning, weak record keeping, and ineffective management practices. Kenya Skys Credit Limited addresses these challenges by combining financial services with practical business education, enabling entrepreneurs to build resilient and profitable enterprises.

Women and youth entrepreneurs at their market business
Our Commitment

Success is about how resources are managed

We believe that success is not determined by the amount of capital one starts with, but by how effectively available resources are managed. Even individuals earning as little as KSh 300 per day can build sustainable businesses through proper planning, disciplined saving, prudent investment, and sound financial management.

At Kenya Skys Credit Limited, we are committed to demonstrating that every entrepreneur has the potential to succeed with the right knowledge, guidance, and financial support.

Kenya Skys Credit Limited — Empowering Businesses, Transforming Lives.

What Drives Us

Our Core Values

Innovation

Customer Focus

Integrity

Professionalism

Team Work

Honesty

Want to work with a team that puts people first?

Reach out and let's talk about how we can support your business or savings goals.

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