Kenyan-Owned Microfinance Institution

Financial Solutions That Are Changing Lives

Kenya Skys Credit Ltd helps traders, farmers, landlords and families across Kenya save with confidence and access fast, fair credit — built on integrity and a genuine commitment to community growth.

2013Founded
2026Went Nationwide
7Sectors Financed
A happy Kenya Skys Credit client celebrating her loan disbursement
Real Kenyan businessesFinanced since 2013
Credit-only institutionServing clients since 2013
Nationwide reachActive across Kenya since 2026
Nairobi HQServing all of Kenya
Community-firstBusiness-focused lending
Who We Are

A microfinance partner that puts people before paperwork

Kenya Skys Credit Limited is a Nairobi-based, non-deposit-taking microfinance institution helping traders, farmers, landlords and families build sustainable businesses — market stalls, workshops, salons, farms and rental properties alike — through savings support, quick loans and hands-on financial training.

More About Us
A mother and daughter at their market stall in Nairobi
Vision & Mission

Redefining what financial support looks like

Our Vision

Empowering Prosperity Through Financial Knowledge.

Our Mission

To empower youth and women through financial education, business development training, and accessible financial solutions that enable them to build sustainable livelihoods and achieve long-term economic independence.

Who We Finance

Financing built around real Kenyan businesses

From the market stall to the landlord's balance sheet, our products are shaped around the businesses that keep Kenya moving. Hover a card (or tap it on mobile) to see how.

Mama Mboga market trader with fresh produce
Traders

Mama Mboga & Market Traders

Mama Mboga & Market Traders

Quick working capital to restock fast-moving produce and goods — so a slow morning at the stall never turns into an empty one.

Water tank and machine dealer stock
Suppliers

Water Tank & Machine Dealers

Water Tank & Machine Dealers

Stock financing that keeps tanks and machines on the floor and ready to sell, even through seasonal demand swings.

Farmers inspecting their harvest
Agriculture

Farmers

Farmers

Credit timed around planting and harvest seasons, so cash flow gaps never delay the next growing cycle.

Salon and cosmetics business owner at work
Beauty & Wellness

Salons, Kinyozi & Cosmetics

Salons, Kinyozi & Cosmetics

Funding for equipment, stock and space upgrades that help beauty and grooming businesses serve more clients.

Boda boda rider in a reflective vest and helmet on his motorcycle
Transport

Boda Boda Riders

Boda Boda Riders

Affordable credit facilities empowering boda boda riders to acquire motorcycles, improve operations, and grow sustainable transport businesses.

Rental apartment buildings
Property

Rent Jumpstart for Landlords

Rent Jumpstart

Support to complete or upgrade rental units faster — turning built property into earning property sooner.

Jua Kali artisan welding metal in a workshop
Fabrication

Jua Kali & Welding Enterprise Support

Jua Kali & Welding Enterprise Support

Supporting artisans by financing assorted tools of trade such as welding machines, fabrication equipment and metalwork tools while providing business management training to strengthen the informal manufacturing sector.

Ready to grow your business or save with confidence?

Speak to our team about savings, quick loans, or business support tailored to what you do.